Uptrue's independent monitoring tracked Nutmeg and Starling Bank throughout the week of 20 April 2026. Both providers achieved 100% uptime with zero incidents, though their response performance differed notably—Starling Bank averaged 357ms while Nutmeg reached 474ms.
- Both Nutmeg and Starling Bank maintained 100% uptime with zero incidents during the monitoring period
- Starling Bank delivered 25% faster average response times (357ms vs 474ms)
- Neither provider experienced any downtime events in the week of 20 April 2026
- Neither provider publishes an official status page, limiting real-time incident visibility
Uptime This Week
Both providers achieved perfect 100% uptime across the monitoring period with no recorded incidents or downtime. This represents baseline reliability performance for the banking and finance sector during this timeframe. Uptrue's independent monitoring found no service interruptions for either platform.
Response Time
Starling Bank demonstrated superior response performance at 357ms average, outpacing Nutmeg's 474ms by approximately 25%. For financial services where transaction speed matters, this sustained difference in latency may impact user experience during peak usage periods.
Incidents & Downtime
Neither provider recorded any incidents during the week of 20 April 2026, with both maintaining zero total downtime. The absence of incidents in both cases reflects stable infrastructure, though the lack of published status pages means customers have limited visibility into any real-time operational events.
Which Should You Choose?
Both providers demonstrated equivalent reliability this period, making the choice dependent on response performance requirements. Select Starling Bank if response latency is critical to your workflow; either provider is defensible if uptime consistency is the primary criterion.
All uptime, response time, and incident data is collected by Uptrue's independent monitoring infrastructure. HTTP checks run every 5 minutes. An incident is recorded only after 2+ consecutive failed checks. Uptrue is not affiliated with any monitored service. For corrections: reports@uptrue.io