Monzo and Yes Bank both achieved perfect uptime during the monitoring period of 20 April 2026. Monzo delivered significantly faster response times at 58ms versus Yes Bank's 312ms, a difference of 254ms that impacts user experience during peak transaction periods.
- Both providers maintained 100% uptime with zero incidents during the monitored week
- Monzo's average response time of 58ms is 5.4x faster than Yes Bank's 312ms
- Monzo operates a public status page with incident notifications; Yes Bank's status page is unavailable
- Neither provider experienced downtime, but response performance creates distinct user experience profiles
Uptime This Week
Both Monzo and Yes Bank achieved 100% uptime throughout the monitoring period with zero recorded incidents. This perfect reliability metric reflects robust infrastructure in both banking environments, though uptime alone does not capture the full service quality picture.
Response Time
Monzo responded to requests in an average of 58ms, while Yes Bank averaged 312ms—a substantial 254ms gap. For banking applications where transaction confirmation speed directly affects user confidence, Monzo's faster response profile provides measurably better perceived performance.
Incidents & Downtime
Neither provider recorded any incidents or downtime during the week of 20 April 2026. Zero incident data suggests stable operations at both institutions, though the absence of a public status page for Yes Bank limits transparency into historical incident patterns.
Which Should You Choose?
For organizations prioritizing transaction speed and user experience, Monzo's 58ms response time delivers measurable advantage. Yes Bank remains operationally reliable for use cases where response latency under 500ms is acceptable. Monzo's public status page also provides operational transparency that Yes Bank does not currently offer.
All uptime, response time, and incident data is collected by Uptrue's independent monitoring infrastructure. HTTP checks run every 5 minutes. An incident is recorded only after 2+ consecutive failed checks. Uptrue is not affiliated with any monitored service. For corrections: reports@uptrue.io