Groww and N26 both maintained perfect uptime during the monitoring period of 20–26 April 2026, with zero incidents recorded across the week. Groww demonstrated a marginal response time advantage at 383ms average, compared to N26's 425ms, though both providers delivered acceptable performance for banking operations.
- Both Groww and N26 achieved 100% uptime with zero incidents during the monitoring week
- Groww's average response time was 42ms faster than N26 (383ms vs 425ms)
- Combined downtime across both providers: 0 minutes
- Neither provider experienced service degradation events during the 7-day period
Uptime This Week
Groww and N26 maintained identical 100% uptime throughout the monitoring period, indicating stable infrastructure and no service interruptions. Both providers met the high availability expectations required for banking and financial services. This perfect uptime reflects consistent operational performance from both platforms during the measured week.
Response Time
Groww delivered faster response times at an average of 383ms, while N26 averaged 425ms—a 10% difference. Both response profiles fall within acceptable ranges for financial applications, though Groww's lower latency may provide marginal user experience benefits for time-sensitive operations. Neither provider exhibited response time anomalies during the monitoring window.
Incidents & Downtime
Zero incidents were recorded for both Groww and N26 during the week of 20–26 April 2026, resulting in zero minutes of total downtime. This incident-free performance indicates robust system architecture and effective incident prevention strategies at both organizations. The absence of degradation events suggests stable backend operations across all monitored endpoints.
Which Should You Choose?
For this monitoring period, both providers demonstrated equivalent reliability. Selection should prioritize Groww if response time is a critical factor for your integration, as its 42ms latency advantage compounds across thousands of transactions. For cost-sensitive deployments, evaluate broader SLA terms and historical uptime data beyond this single week.
All uptime, response time, and incident data is collected by Uptrue's independent monitoring infrastructure. HTTP checks run every 5 minutes. An incident is recorded only after 2+ consecutive failed checks. Uptrue is not affiliated with any monitored service. For corrections: reports@uptrue.io