Groww and Monzo both maintained perfect uptime during the week of 20 April 2026, according to Uptrue's independent monitoring. However, response time performance differed significantly, with Monzo delivering 58ms average latency compared to Groww's 383ms.
- Both providers achieved 100% uptime with zero incidents over the monitoring period
- Monzo responded 6.6x faster than Groww (58ms vs 383ms average)
- Zero downtime recorded across both services during the week
- Monzo maintains a public status page; Groww's official status page is unavailable
Uptime This Week
Both Groww and Monzo delivered flawless uptime at 100% during the monitoring period, with zero recorded incidents or downtime events. This represents baseline reliability for banking platforms in the category.
Response Time
Monzo significantly outperformed Groww on response latency. Monzo averaged 58ms per request, while Groww averaged 383ms—a 6.6x difference that favors Monzo for user-facing operations requiring fast interactions.
Incidents & Downtime
Neither provider experienced downtime or service incidents during the week. Both maintained continuous service availability, though only Monzo provides a publicly accessible status page for real-time service transparency.
Which Should You Choose?
For uptime alone, both providers are equivalent. Choose Monzo if response speed is critical to your use case—the 325ms latency advantage is material for mobile banking and payments. Groww may be acceptable for non-latency-sensitive operations, though the lack of a public status page limits visibility.
All uptime, response time, and incident data is collected by Uptrue's independent monitoring infrastructure. HTTP checks run every 5 minutes. An incident is recorded only after 2+ consecutive failed checks. Uptrue is not affiliated with any monitored service. For corrections: reports@uptrue.io