banking

Fidelity vs Starling Bank Uptime — Week of 20 April 2026

20 April 2026·Uptrue Team

🏦 Banking & Finance Weekly Comparison

Fidelity and Starling Bank both achieved perfect uptime during the monitoring period of 20–26 April 2026, with zero incidents and zero downtime recorded. However, their performance diverged significantly on response time, with Starling Bank responding nearly twice as fast as Fidelity across monitored endpoints.

TL;DR

Both providers maintained 100% uptime with zero incidents during the week of 20 April 2026
Starling Bank averaged 354ms response time versus Fidelity's 659ms—a 305ms advantage
Zero total downtime recorded for either provider across the monitoring period
Response time difference suggests Starling Bank's infrastructure handles requests more efficiently

Uptime This Week

Both Fidelity and Starling Bank delivered flawless uptime at 100% throughout the monitoring week. Neither provider experienced any recorded incidents or downtime, indicating stable infrastructure and reliable service availability during this period.

Response Time

Starling Bank's average response time of 354ms substantially outpaced Fidelity's 659ms, representing a 46% improvement in speed. This difference is material for financial services, where transaction latency directly impacts user experience and competitive positioning.

Incidents & Downtime

No incidents were recorded for either provider during the 20–26 April 2026 monitoring period. Zero downtime across both services reflects robust operational reliability, though the absence of incidents in a single week is not sufficient to establish long-term reliability trends.

Historical Context

Banking and finance platforms typically prioritize uptime and incident prevention due to regulatory requirements and customer expectations. Speed and response consistency have become competitive differentiators in the sector, particularly as digital-first banking models dominate.

Which Should You Choose?

For uptime assurance alone, both providers are equivalent during this period. However, organizations prioritizing response speed and user experience should favor Starling Bank, whose 354ms average response time substantially outperforms Fidelity's 659ms. Longer-term monitoring is recommended before making infrastructure commitments.

About This Data
All uptime, response time, and incident data is collected by Uptrue's independent monitoring infrastructure. HTTP checks run every 5 minutes. An incident is recorded only after 2+ consecutive failed checks. Uptrue is not affiliated with any monitored service. For corrections: reports@uptrue.io

Frequently Asked Questions

Which provider is more reliable—Fidelity or Starling Bank?

Based on Uptrue's independent monitoring for the week of 20 April 2026, both providers achieved 100% uptime with zero incidents and zero downtime. On reliability metrics alone, they are equivalent. Starling Bank holds an advantage in response speed, which can impact perceived reliability from an end-user perspective.

How often does Fidelity go down?

During Uptrue's monitoring period of 20–26 April 2026, Fidelity experienced zero downtime and zero incidents. However, a single week of data is insufficient to determine long-term outage frequency. Extended monitoring over months or years is necessary to establish reliable downtime patterns.

How is this reliability data collected?

All data originates from Uptrue's independent monitoring service, which continuously probes both fidelity.com and starlingbank.com endpoints to measure uptime, response times, and incident occurrence. Uptrue does not partner with or receive data from the providers themselves—all measurements are conducted independently.