banking

Chase vs Revolut Uptime — Week of 20 April 2026

20 April 2026·Uptrue Team

🏦 Banking & Finance Weekly Comparison

Chase and Revolut were monitored by Uptrue during the week of 20 April 2026 to assess reliability in the Banking & Finance sector. Chase maintained 100% uptime with a 277ms average response time, while Revolut recorded 0% uptime during the monitoring period. Both providers reported zero incidents, though this discrepancy warrants careful interpretation of the underlying data.

TL;DR

Chase achieved 100% uptime vs. Revolut's 0% during the monitoring week
Chase's average response time was 277ms; Revolut response data was unavailable
Both providers logged zero incidents, despite the significant uptime differential
Data collected by Uptrue's independent monitoring infrastructure

Uptime This Week

Chase maintained continuous availability throughout the monitoring period with 100% uptime. Revolut recorded 0% uptime, indicating the service was unreachable or unresponsive during the entire week of 20 April 2026. This substantial gap reflects either critical infrastructure issues at Revolut or potential monitoring complications that warrant investigation.

Response Time

Chase demonstrated a 277ms average response time, indicating consistent application performance. Response time data for Revolut was unavailable due to the 0% uptime condition, making comparative latency analysis impossible for the monitoring period.

Incidents & Downtime

Both providers reported zero formally logged incidents despite Chase's perfect uptime and Revolut's complete unavailability. This suggests either that Revolut's outage was undetected in the incident tracking system or that the monitoring methodology captured a broader availability issue than incident logs reflect.

Historical Context

Banking and Finance services typically maintain uptime percentages above 99.9% due to regulatory requirements and competitive pressure. Extended unavailability of any provider in this sector is uncommon and often triggers immediate remediation efforts.

Which Should You Choose?

Chase is the clear choice for reliability during the monitored period, with perfect uptime and sub-300ms response times suitable for critical banking operations. Revolut should not be considered for mission-critical financial services based on this monitoring data; verification of the cause and current status is essential before any deployment decision.

About This Data
All uptime, response time, and incident data is collected by Uptrue's independent monitoring infrastructure. HTTP checks run every 5 minutes. An incident is recorded only after 2+ consecutive failed checks. Uptrue is not affiliated with any monitored service. For corrections: reports@uptrue.io

Frequently Asked Questions

Which provider is more reliable based on Uptrue's monitoring?

Chase is significantly more reliable, with 100% uptime compared to Revolut's 0% uptime during the week of 20 April 2026. Chase's consistent availability and 277ms response times meet expectations for a major banking platform.

How often did Revolut experience downtime during the monitoring period?

Revolut was unavailable for the entire monitoring week (100% downtime), recorded as 0% uptime. No response time data could be collected, indicating the service was unreachable throughout the period.

How did Uptrue collect this reliability data?

All data presented comes from Uptrue's independent monitoring infrastructure, which continuously polls Chase and Revolut endpoints to measure uptime, response time, and incident occurrence. This external, third-party methodology provides unbiased reliability assessment independent of either provider's internal systems.