Charles Schwab and Starling Bank both maintained perfect uptime during the week of 20 April 2026, according to Uptrue's independent monitoring. However, performance characteristics differed notably: Starling Bank delivered significantly faster response times at 355ms average, while Charles Schwab averaged 528ms. Both services experienced zero incidents and zero downtime across the monitoring period.
- Both providers achieved 100% uptime with zero incidents during the monitoring week
- Starling Bank was 173ms faster on average response time (355ms vs 528ms)
- Neither provider experienced any measurable downtime
- Data collected by Uptrue's independent monitoring infrastructure
Uptime This Week
Charles Schwab and Starling Bank both delivered 100% uptime throughout the monitoring period with no service interruptions. Neither provider recorded any downtime events or service degradation during the week of 20 April 2026. This perfect reliability performance reflects stable infrastructure across both platforms during the observation window.
Response Time
Starling Bank responded to requests in an average of 355ms, significantly outperforming Charles Schwab's 528ms average—a 33% difference. Both response times fall within acceptable ranges for banking applications, though Starling Bank's faster performance may provide a better user experience, particularly for latency-sensitive operations. This performance gap persisted consistently throughout the monitoring period.
Incidents & Downtime
Both Charles Schwab and Starling Bank recorded zero incidents and zero minutes of downtime during the monitoring week. The absence of service disruptions indicates reliable infrastructure and effective incident prevention on both platforms. No degraded services, partial outages, or recovery events were detected by Uptrue monitors.
Which Should You Choose?
Both providers demonstrated equivalent reliability during this monitoring period, making the choice dependent on performance requirements and other factors. Organizations prioritizing response speed should favor Starling Bank's 355ms average; those with established Schwab integrations face no reliability penalty. For comprehensive selection criteria, extend evaluation beyond a single week and assess disaster recovery capabilities.
All uptime, response time, and incident data is collected by Uptrue's independent monitoring infrastructure. HTTP checks run every 5 minutes. An incident is recorded only after 2+ consecutive failed checks. Uptrue is not affiliated with any monitored service. For corrections: reports@uptrue.io