banking

Capital One vs Revolut Uptime — Week of 20 April 2026

20 April 2026·Uptrue Team

🏦 Banking & Finance Weekly Comparison

Uptrue monitored Capital One and Revolut throughout the week of 20 April 2026. Capital One delivered 100% uptime with a 198ms average response time, while Revolut recorded 0% uptime during the monitoring period. Both services reported zero incidents, though the data disparity reflects significant differences in service availability.

TL;DR

Capital One maintained 100% uptime vs. Revolut's 0% during the monitoring week
Capital One's average response time was 198ms; Revolut response data unavailable
Both providers reported zero incidents despite the uptime differential
Data collected via Uptrue's independent monitoring infrastructure

Uptime This Week

Capital One achieved perfect 100% uptime throughout the monitoring period. Revolut recorded 0% uptime, indicating the service was unavailable to Uptrue's monitoring endpoints for the entire week. This stark contrast suggests either sustained infrastructure issues at Revolut or geographic/network accessibility problems during the measurement window.

Response Time

Capital One responded to requests in an average of 198ms, a reasonable baseline for banking platforms. Revolut response time data was unavailable, consistent with the 0% uptime measurement and the inability to establish successful connections during the monitoring period.

Incidents & Downtime

Neither provider reported formal incidents despite the divergent uptime results. The zero-incident classification may reflect different incident reporting thresholds or definitions, particularly given Revolut's complete unavailability to Uptrue's monitors. This discrepancy warrants direct verification with both providers.

Historical Context

Banking and financial services platforms typically maintain 99.5% to 99.99% uptime targets. Extended periods of unavailability, whether from outages or monitoring accessibility issues, are uncommon in this sector and often trigger regulatory review.

Which Should You Choose?

Capital One is the clear choice for reliability based on this monitoring data, with confirmed 100% availability and responsive performance. Revolut users should seek clarification on the 0% uptime reading—whether it reflects actual outages or monitoring infrastructure limitations—before making infrastructure decisions.

About This Data
All uptime, response time, and incident data is collected by Uptrue's independent monitoring infrastructure. HTTP checks run every 5 minutes. An incident is recorded only after 2+ consecutive failed checks. Uptrue is not affiliated with any monitored service. For corrections: reports@uptrue.io

Frequently Asked Questions

Which provider is more reliable based on this data?

Capital One demonstrated significantly higher reliability with 100% uptime compared to Revolut's 0% during the monitoring week. However, the complete unavailability reading for Revolut warrants investigation, as it may indicate monitoring endpoint issues rather than actual service failure.

How often does Revolut go down?

During Uptrue's monitoring week (20 April 2026), Revolut recorded 0% uptime with zero minutes of measured availability. This represents either continuous service unavailability or a complete monitoring accessibility failure. Historical patterns cannot be determined from a single week of data.

How is this uptime data collected?

Uptrue collects all data through independent monitoring of capitalone.com and revolut.com. Synthetic requests measure response times and availability from Uptrue's distributed monitoring infrastructure. No data comes from the providers themselves—all measurements are third-party verified.