banking

Amex vs Revolut Uptime — Week of 20 April 2026

20 April 2026·Uptrue Team

🏦 Banking & Finance Weekly Comparison

Uptrue's independent monitoring tracked American Express and Revolut throughout the week of 20 April 2026. American Express delivered perfect uptime at 100% with a 90ms average response time, while Revolut reported 0% uptime during the monitoring period, though both services logged zero recorded incidents.

TL;DR

American Express maintained 100% uptime with 90ms average response time
Revolut reported 0% uptime during the monitoring week
Neither provider recorded formal incidents despite Revolut's 0% uptime reading
All data sourced from Uptrue's independent continuous monitoring

Uptime This Week

American Express achieved perfect 100% availability throughout the monitoring period. Revolut's 0% uptime reading warrants investigation—this may indicate a monitoring configuration issue, network-level accessibility problem, or infrastructure-wide event. The stark disparity suggests fundamentally different operational states during this specific week.

Response Time

American Express responded with a 90ms average latency, indicating healthy application performance. Response time data was unavailable for Revolut, consistent with the 0% uptime reading and preventing response-time comparison.

Incidents & Downtime

Both providers show zero recorded incidents in Uptrue's monitoring system despite the dramatic difference in reported uptime. Revolut's 0% uptime likely represents a continuous accessibility issue rather than discrete incident events. The absence of incident flags on either platform suggests monitoring may reflect connectivity or probe-level failures rather than formal service incidents.

Historical Context

Banking and financial services platforms typically maintain 99.9%+ uptime targets in mature markets. A 0% uptime reading for any established fintech provider during normal operations is atypical and warrants root-cause analysis beyond standard service degradation.

Which Should You Choose?

American Express is the clear choice for reliability during this period based on Uptrue's data. However, Revolut's 0% reading should be verified independently—contact their status page or support team to confirm whether the outage was real, geographically isolated, or a monitoring artifact. Do not make infrastructure decisions based solely on this single week without corroborating historical trends.

About This Data
All uptime, response time, and incident data is collected by Uptrue's independent monitoring infrastructure. HTTP checks run every 5 minutes. An incident is recorded only after 2+ consecutive failed checks. Uptrue is not affiliated with any monitored service. For corrections: reports@uptrue.io

Frequently Asked Questions

Which provider was more reliable during this monitoring period?

American Express demonstrated 100% uptime versus Revolut's 0% uptime during the week of 20 April 2026, according to Uptrue's independent monitoring. However, Revolut's 0% reading should be independently verified, as it may reflect monitoring probe connectivity issues rather than actual service unavailability.

How often does Revolut experience downtime?

Uptrue's monitoring recorded Revolut at 0% uptime during the week of 20 April 2026, suggesting either continuous service unavailability or a monitoring access issue. This single-week snapshot does not establish typical downtime frequency—multi-week historical data would be required to assess normal incident patterns.

How does Uptrue collect this uptime and response time data?

Uptrue uses independent continuous monitoring of public endpoints (americanexpress.com and revolut.com) to measure uptime, response time, and incident occurrence. All data reflects real-world availability as seen from Uptrue's monitoring probes and does not derive from provider-reported metrics or internal dashboards.