American Express and PolicyBazaar both achieved perfect uptime during the week of 20 April 2026, according to Uptrue's independent monitoring. However, their performance diverged significantly on response time, with Amex delivering responses 9.5× faster than PolicyBazaar.
- Both providers maintained 100% uptime with zero incidents during the monitoring period
- Amex averaged 90ms response times versus PolicyBazaar's 854ms—a 764ms gap
- Neither provider experienced downtime; both handled traffic without service interruptions
- Response time differential suggests Amex maintains more optimized infrastructure for this period
Uptime This Week
Both American Express and PolicyBazaar achieved 100% uptime with zero recorded incidents during the week of 20 April 2026. This perfect reliability metric indicates both platforms sustained consistent availability across their monitored endpoints without service disruptions.
Response Time
American Express responded to requests in an average of 90ms, while PolicyBazaar averaged 854ms per response. The substantial 764ms difference reflects different infrastructure architectures, with Amex demonstrating significantly faster request processing at scale.
Incidents & Downtime
Neither provider recorded any incidents or downtime during the monitoring period. Zero-incident performance across both platforms indicates stable service operations, though response time variance suggests different operational headroom or load distribution strategies.
Which Should You Choose?
For uptime-critical deployments, both providers are equivalent during this period. Choose Amex if response latency impacts user experience or SLA requirements; choose PolicyBazaar if cost or other factors outweigh the 764ms response disadvantage. Monitor both over longer periods for trend validation.
All uptime, response time, and incident data is collected by Uptrue's independent monitoring infrastructure. HTTP checks run every 5 minutes. An incident is recorded only after 2+ consecutive failed checks. Uptrue is not affiliated with any monitored service. For corrections: reports@uptrue.io